Mandated states and egg retrieval
Background: In NJ, you are allotted four egg retrievals, and the egg retrieval can be performed on an ovum donor. They do not exclude the retrieval from this benefit; therefore, the recipient is entitled to some form of claim process. When prior approvals are issued, claim processing is not problematic as we can lean on those prior approvals to then submit a claim under the recipients last name, and a donor number for the first name, which offers clarity that the recipient is not having the retrieval and a donor is being utilized. We are struggling to get reimbursed when these same benefits exist, but the plan design does not require prior approval. We use the same method for submitting, with recipient last name, donor number as first name, and the claims are getting denied. What is the recommended compliant way to submit to a plan when a donor is being utilized and the recipient had full donor services benefit?
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